Passion. Experience. Diligence.
History
After nearly 30 years working in the finance and banking industry Jason Smith realised that he could do more to help the people of Regional Queensland if he branched out on his own.
Navigate Finance and Wealth opened its doors in 2018. They provide financial advice to North Queensland families and businesses and believe that you need professional advice from someone who knows you and understands your individual requirements; someone who has knowledge of your complete financial situation and can look at your needs with insight and perspective.
Navigate understand that everyone’s finances, dreams, goals, aspirations and retirement plans are different which is why they spend time building a close and fulfilling relationship with all their clients.
Get in touch
At Navigate Finance and Wealth we know that finding the right financial advisor is a choice not to be taken lightly. That’s why we offer free consultations to assess your financial position and walk you through your needs and the scope of your goals.
Advisors

Director
Jason Smith
Jason Smith is the Director of Navigate Finance and Wealth Pty Ltd.
Jason has over 30 years experience in the finance & banking industry after starting at the CBA in Roma in 1988. He’s spent his entire career providing financial services for Regional Queensland families and businesses.
Jason commenced on the front counter in a Customer Service role and worked his way up through the ranks to be a Manager in Business Banking before leaving to complete his Bachelor of Commerce degree at James Cook University in 2003.
In 2006 he started working at NAB as a Business Development Manager in the Broker Division, which over the years has seen him managing a panel of some 250 brokers from Gladstone through to Darwin.
In April 2018, Jason left NAB to start his own mortgage broking/finance business with the focus of helping clients achieve their dreams using the knowledge and experience gained over the years of dealing with Small & Medium business.
Part of Jason’s approach is to also spend time with you explaining the different finance options and potential outcomes depending on the strategy you select.
Education
JAMES COOK UNIVERSITY
Bachelor of Commerce, 2003
THREE SIXTY
Certificate IV in Financial Services (Finance/Mortgage Broking), 2009
AAMC
Diploma of Finance & Mortgage Broking Management, 2012
KAPLAN
Diploma of Financial Planning (DFP 1 – 4), 2017Advanced Diploma of Financial Planning (DFP 5 – 8), 2018
Ethics and Professionalism in Financial Advice (Bridging Course) (2020)
Passed Financial Adviser Exam (FASEA) – 2020
Awards & Achievements
• 1998 – Awarded a member of the Golden Key Honour Society for Outstanding Achievement in First Year of Study
• 2007 – New NAB BDM of the year (Australia)
• 2009, 2010 – Broader Solutions/Insurance Champion (QLD)
• 2011, 2012 – BDM of the Year (NAB QLD)
• 2012 – BDM of the Year (NAB Australia)
• 2021 Finalist for Best Regional Broker Qld – FAST Broker Awards
• 2022 Finalist for Best Regional Broker – Australian Mortgage Awards
• 2023 LMG Business Excellence Broker

Senior Financial Advisor
Michael Marodi
Hi, I’m Michael — a proud husband, dad of three amazing kids, adventure-seeker, craft beer enthusiast, and passionate Senior Financial Adviser.
My top priorities in life are simple:
Family, adventure, my work, and beer (in that order).
Our blended family — including our two cattle dogs, Adelaide and Bentley, and our turtle, Ralph — means the world to me. Because we don’t always get to spend every day together, we cherish the time we do have, making it as special as possible with lots of outdoor adventures. Camping, fishing, hiking, exploring — if it’s outside, we’re probably doing it. My wife and I believe in creating memories and soaking up the little things that make life extraordinary.
This love of family and adventure fuels my passion for financial advice. I understand firsthand the importance of building wealth to create a life full of experiences and protecting the people and assets that matter most. Helping clients achieve their version of a rich and fulfilling life is not just my job — it’s something I live and breathe every day.
Over my career, I’ve had the privilege of helping hundreds of individuals and families with tailored financial advice. I am the Senior Financial Adviser at Navigate Finance & Wealth. Before that, I worked with both local and some of Australia’s largest financial institutions, bringing a blend of experience from boutique and major advice channels. I started my professional journey as a Paraplanner, building a strong foundation in financial strategy and client care.
My qualifications reflect my commitment to excellence and ongoing learning.
Outside of work, you’ll often find me diving into my many hobbies: trying out new craft beers, tinkering with golf swings and motorcycles, cooking up a feast on the BBQ, or — as my wife affectionately points out — obsessing over our lawn.
At the end of the day, I’m just a real person who loves working with real people.
If you value genuine relationships and straightforward advice, I’d love to connect.
Education
Chartered Retirement Planning Counsellor, CRPC® – College For Financial Planning – 2024
Accredited Behavioural Finance Professional, ABFP® – College For Financial Planning – 2024
Masters of Financial Planning – Kaplan – 2023
Ethics and Professionalism in Financial Advice (Bridging Course) – Kaplan – 2021
Financial Adviser Exam – FASEA – 2019
Diploma Financial Planning – Kaplan – 2018
Bachelor of Business (Management) – James Cook University – 2017
Awards & Achievements
Chartered Retirement Planning Counsellor (CRPC®) – College for Financial Planning (2024)
Accredited Behavioural Finance Professional (ABFP®) – College for Financial Planning (2024)
Master of Financial Planning – Kaplan (2023)
Ethics and Professionalism in Financial Advice (Bridging Course) – Kaplan (2021)
Passed Financial Adviser Exam (FASEA) – 2019
Diploma of Financial Planning – Kaplan (2018)
Bachelor of Business (Management) – James Cook University (2017)